Vitalis — Health Insurance with Institutional Calm
Health Insurance Platform

Coverage, administered with institutional discipline.

Vitalis provides health insurance to 1.2 million members across 38 states. HIPAA-compliant infrastructure, a network of 11,000 providers, and claims adjudicated in under 72 hours. The trusted option for employers and individuals.

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Coverage plans

Four plans, one disciplined standard of care.

Every Vitalis plan is built on the same foundation: transparent pricing, no surprise billing, and a nationwide provider network. Compare deductibles, out-of-pocket maximums, and covered services side by side.

01Essential

Essential Care

Preventive coverage for individuals and families. Annual wellness, screenings, and primary care with a broad network.

Monthly
$189
Deductible
$2,500
Choose Essential →
02Preferred

Preferred Care

Comprehensive medical, specialist, and prescription coverage. Lower deductibles and predictable copays for active households.

Monthly
$342
Deductible
$1,200
Choose Preferred →
03Premier

Premier Care

Full-spectrum coverage including mental health, maternity, and chronic care management. Lowest out-of-pocket maximum.

Monthly
$516
Deductible
$500
Choose Premier →
04Group

Group & Enterprise

Self-funded and fully-insured employer plans. Dedicated account management and ACA-compliant reporting dashboards.

Per member
Custom
Min. lives
25
Talk to sales →
Trust & compliance

Regulated, audited, and accountable by design.

Vitalis operates under federal and state health-insurance regulation. Our infrastructure is independently audited, our data practices are HIPAA-compliant, and our claims process is transparent by statute.

Members covered
1.2M
Across 38 states
Provider network
11,420
Hospitals & clinics
Claims turnaround
71.4 hrs
Median, 2024
Member retention
96.1%
Annual renewal rate
HIPAACertified

HIPAA-compliant infrastructure

All protected health information is encrypted at rest and in transit. Access is logged, audited, and least-privilege by default. Annual third-party penetration testing.

SOC 2Type II

SOC 2 Type II attested

Continuous monitoring of security, availability, and confidentiality controls. Attestation report available to enterprise clients under NDA on request.

ACACompliant

ACA-compliant plans

All plans cover the 10 essential health benefits. No pre-existing condition exclusions, no lifetime limits, and dependent coverage through age 26.

How it works

From quote to claim in four measured steps.

A process designed for clarity. No opaque underwriting, no surprise denials. Every step is documented and visible in your member portal.

01Quote

Get a transparent quote

Enter your household size, age, and zip code. Receive a side-by-side comparison of plans with monthly premium, deductible, and out-of-pocket maximum. No contact details required to compare.

02Enroll

Enroll in minutes

Complete enrollment online with identity verification. Coverage begins on the first of the following month. Digital ID cards available immediately in the member portal.

03Care

Access care nationwide

Visit any in-network provider. Present your digital ID card. Primary care, specialists, urgent care, and 24/7 telehealth are all covered under every plan with transparent copays.

04Claim

Claims adjudicated in 72 hours

Providers submit claims directly. Track every claim in real time in your portal. 94.6% are auto-processed. Denials include a plain-language explanation and a one-click appeal path.

Members

Trusted by 1.2 million members and 4,800 employers.

From individuals to enterprise groups, members choose Vitalis for transparent coverage and claims they can actually understand.

“We switched our 600-person company to Vitalis two years ago. Claims turnaround dropped from three weeks to three days, and our employees finally understand their benefits.”
Diane Whitfield
VP People Operations, Hartwell Manufacturing
“After a cancer diagnosis, the last thing I needed was a fight with my insurer. Vitalis paid every claim without a single denial. The portal showed me exactly what was covered, in advance.”
Marcus Reyes
Member since 2021, Premier Care
“As a broker, I need carriers I can trust to be compliant and responsive. Vitalis is the only one that publishes its claims data publicly. That transparency makes my job possible.”
Priya Subramanian
Licensed Health Insurance Broker, Illinois
Get started

Coverage that respects your time and your health.

Compare plans in 90 seconds. No contact details required to see pricing. Enroll online and your coverage begins the first of next month.

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