Aqua - DeFi Lending
DeFi

Borrow against your crypto. Simply.

A friendly DeFi lending protocol. Borrow against your crypto without the complexity. Liquidation protection built in.

Features

Everything you need.

💧

Liquidation protection

Our smart contracts auto-repay if your position gets close to liquidation. No sudden losses.

📊

Best rates

Competitive interest rates starting from 3.2% APR. Rates adjust automatically with market conditions.

🔒

Non-custodial

Your assets stay in your wallet. We never hold your keys. You are always in control.

Instant liquidity

Borrow in seconds. No credit checks, no paperwork. Just connect your wallet and go.

🌐

Cross-chain

Support for Ethereum, Arbitrum, Optimism, Polygon, and Base. Borrow on one chain, collateral on another.

🛡

Audited & insured

Smart contracts audited by 3 independent firms. $50M insurance pool for extra protection.

Product

How it works.

Connect your wallet, deposit collateral, and borrow. No accounts, no KYC, no waiting. Repay anytime.

Learn more
1. CONNECT WALLET 2. DEPOSIT COLLATERAL 3. BORROW USDC 4. REPAY ANYTIME COLLATERAL: 2.4 ETH LOAN: 3,200 USDC HEALTH: 78%
$847M
Total value locked
12K+
Active loans
3.2%
Starting APR
$0
Liquidations (protected)
Customers

Trusted by teams worldwide.

"Finally a DeFi protocol that does not require a PhD to use. I borrowed against my ETH in 30 seconds."

Alex Rivera
DeFi trader

"The liquidation protection saved me during the last crash. My position auto-repaid and I kept my ETH."

Sarah Kim
Long-term holder

"Best rates in DeFi. And the cross-chain feature means I can use my L2 assets as collateral."

Marcus Lee
Yield farmer
Pricing

Simple, transparent pricing.

Stable
3.2%
APR - USDC loans
  • Up to 75% LTV
  • Ethereum & L2s
  • Liquidation protection
  • No fees
Whale
2.1%
APR - $1M+ loans
  • Custom LTV
  • OTC desk access
  • Dedicated manager
  • Custom terms
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